Banking-as-a-Service

One-stop banking infrastructure solution. Integrate regulated banking services through our unified platform. Access global payments, virtual accounts, and compliance services through a single integration.

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30+
Global Coverage
<10ms
Processing Time
99.99%
System Availability

Enterprise Banking Solutions

Unified Platform for Global Banking Operations

Global Banking Network

Access EMIs and local banks across EU, UK, and APAC regions. Support for SEPA, SWIFT, local IBANs, and multi-currency accounts with real-time FX capabilities.

Secure Operations

PSD2 compliant infrastructure with 3D Secure 2.0, real-time AML monitoring, and automated KYC/KYB verification integrated with leading global providers.

Real-time Processing

Instant SEPA transfers, real-time payment tracking with SWIFT gpi, automated reconciliation with virtual IBANs, and instant settlement notifications.

Advanced Analytics

Real-time transaction monitoring dashboard, automated compliance reporting, customizable risk scoring, and detailed financial performance analytics.

Modern Banking Infrastructure

Scalable banking solutions for fintech and crypto platforms

Core Banking System

Comprehensive banking infrastructure enabling fintech platforms to provide seamless account services and real-time transactions to their users.

Virtual IBAN Management

Multi-currency Accounts

Flexible Account Solutions

Real-time Settlement

Smart Reconciliation

Global Payment Network

Unified payment infrastructure allowing platforms to offer their users seamless access to major international payment networks.

SWIFT gpi Network

SEPA Instant & SCT

UK Faster Payments

US ACH & Wire

Cross-border RTP

Core Features

Comprehensive banking infrastructure services meeting diverse financial needs

Global Banking Network

Connect to major payment networks like SWIFT and SEPA, supporting cross-border payments and local settlements

Security & Compliance

Built-in KYC/KYB verification, automated compliance checks ensuring transaction security

Real-time Processing

High-performance transaction processing system supporting real-time payments and balance updates

Advanced Analytics

Real-time transaction monitoring, providing detailed analytics and anomaly detection

SEPA Transfer Example

{
  "type": "sepa_credit_transfer",
  "amount": "1000.00",
  "currency": "EUR",
  "recipient": {
    "name": "John Doe",
    "iban": "DE89370400440532013000"
  }
}

Success Stories

Learn how global leaders leverage NovaX banking infrastructure to drive business innovation and growth

+30%

Transaction Speed

Significantly improved transaction processing through optimized workflows

-40%

Cost Reduction

Reduced operational costs with automated processes and smart risk control

99.99%

System Availability

High availability architecture ensures service stability

European Digital Bank

European Digital Bank

Launched full banking operations in 6 months with our infrastructure, processing over €500M in transactions monthly.

€500M+

Transaction Volume

<10ms

Processing Time

6 months

Integration Time

Global Payment Provider

Global Payment Provider

Expanded to 30+ countries using our banking network, achieving 99.99% uptime and real-time settlement.

30+

Countries

99.99%

Uptime

Real-time

Settlement

Trusted Partners

Intercash
Mastercard
Visa
Stripe
PayPal
American Express

Technical Advantages

Built for scale, security, and performance

Enterprise-grade Security

Bank-level security with SOC2 Type II, PCI DSS, and ISO 27001 certifications. End-to-end encryption for all data.

99.99% UptimeSOC2 Type IIPCI DSS

High Performance

Ultra-low latency processing with distributed architecture. Handle millions of transactions per second.

<10ms Latency1M+ TPSGlobal CDN

Scalable Infrastructure

Cloud-native architecture that scales automatically. Support for multi-region deployment and disaster recovery.

Auto-scalingMulti-regionActive-Active

Modern Architecture

Built on cutting-edge technology stack with microservices architecture and event-driven design.

MicroservicesEvent-drivenCloud-native

Developer Center

Simple and powerful APIs and SDKs for quick banking service integration

API Playground

curl -X POST https://api.novax.com/v1/payments \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "1000.00",
    "currency": "EUR",
    "recipient": {
      "name": "John Doe",
      "iban": "DE89370400440532013000"
    }
  }'

SDK Downloads

Node.js SDK

Version v2.1.0

⭐️ 2.1k
npm install novax-sdk

Python SDK

Version v2.0.5

⭐️ 1.8k
pip install novax-sdk

Java SDK

Version v2.0.2

⭐️ 1.5k
maven install novax-sdk

Developer Resources

API Documentation

Detailed API reference documentation and integration guides

Quick Start

Learn how to use NovaX API quickly through example code

Transform Your Banking ServicesWith NovaX Infrastructure

Join leading financial institutions worldwide and launch regulated banking services in weeks with our enterprise-grade infrastructure.

Fully Compliant

Built-in regulatory compliance

Quick Integration

Go live in weeks, not months

Flexible Pricing

Pay as you grow model

Ready to Get Started?

Join the future of banking infrastructure and start building innovative financial products today.

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